Roth Ira Married Filing Jointly 2024. The ira contribution limits for 2024 are $7,000 for those under age 50, and $8,000 for those age 50 or older. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as computed for roth ira purpose.
Your filing status is married filing jointly or qualifying surviving spouse and your modified agi is at least $218,000. If you’re married filing jointly, subtract $218,000 (for 2023) or $230,000 (for 2024) from your magi.